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Providing SMART & RESOUNDING
Financial Services

We work closely with local and international banks to facilitate loans for Small and Medium-sized Enterprises (SME). With zero upfront fees and an experienced team of business advisors, we help companies with their growth financing.

Our Services

Business Loan

We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.

Trade Loan

We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).

Working Capital Loan

We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.

Machinery Loan

We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.

Property Loan

We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.

Who Is Eligible

  • Sole-Proprietor
  • Property Ownership
  • Partnerships
  • Private Limited Companies
  • Unlisted Public Listed Companies

Testimonials

We tried to get a business loan for our business expansion from a few money lenders before. Very exhausted to fulfilling their requirements then received answer was always ‘NO’. SME Capital team able to simplify our issues and manage to get additional funds from various lenders to supports our business grow.
Now we strongly feel that SME Capital as a catalyst for business growth.

Win Kyaw

Business Owner

I am very satisfied with the service and capability of SME Capital Group Pte Ltd in assisting me with our company expansion. They are trustworthy , reliable and responsible . 

Special mention to Vivienne ( Loan Consultant) who approached me in Mar 2022 for the TBL. She was extremely patient and helpful in explaining the criteria for the loan and following up and constantly updating me with the progress.

Application was hassle free working with her and approval was fast also.

I would strongly recommend SME Capital Group to fellow business owners.

Thank You 

Mr Ramupillai Amirthalingam
Director

Ramupillai Amirthalingam

I would like to commend Kriz on her exemplary work ethic and relentless drive.

She has tirelessly helped my company in its search for a banking load in order to purchase its premises. She showed great initiative in sourcing all possible channels options.

Norbert Liew
Director

Norbert Liew

Why Choose Us

At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.