Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
Highly recommended service provider. I was connected to Vincent & he provided me with all the information & advice required for my loan. He was always available to provide me with the right unbiased view and my experience was almost entirely seamless. I highly recommend SME Capital to help out in all your needs in securing loans for you. Not to mention, SME Capital whole team was amazing too, they are very systematic in their approach and absolutely professional team. Securing loans from the banks will be a breeze with their help.
With the help and guidance from Kriz Tan and her company SME Capital Group PL, my business loan application was a breeze without having me to lift a fingers.
All the paperwork was done very professionally from filling in the many application forms to submission and finally getting the loan approved and the funds disbursed.
So glad to have Kriz Tan as my loan consultant who journey with me throughout the application process,
Thank You
Pandiyan
Managing Director
To share my experienc when taking a loan with SME CAPITAL GROUP.
SME CAPITAL GROUP will be my first choice when getting a loan for my business. Mr. Stanley Tan, professional assistance in this field, apply faster for my business, and secure the loan from the bank. With the hard work and his network in this area, I can run my business smoothly without having to, search and investigate the matter.
At the same time, I also introduced my business partners to him, and they also obtained the loans as fast as I am, thanks to SME CAPITAL GROUP!
ERIC CHAN
Director
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.










