Providing SMART & RESOUNDING
Financial Services
We work closely with local and international banks to facilitate loans for Small and Medium-sized Enterprises (SME). With zero upfront fees and an experienced team of business advisors, we help companies with their growth financing.
Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
When I was approached by Vincent, I had already applied for a loan from my operating bank, but still, I gave him a chance to serve… To my surprise, two weeks later he drops by my place with a banker and he manages to get double the loan amount than my operating bank can offer… Now, whenever comes to loan matter, SME Capital Group will be the first choice on my mind. I’ve shared this experience with friends and associate，they are all very pleased to work with him and his team. Thanks to Vincent, you are great!
16 Nov 2022
SME Capital Holdings Pte Ltd
151 Chin Swee Road
#01-41/42/43/45
Singapore 169876
Attention : Florence Chia & Vincent Neo
Dear Florence and Vincent,
Re : Letter of Appreciation
I am writing to express my sincere appreciation to thank you for helping me apply for the Loans and Credit Cards successfully.
In particular, I would like to thank Keson for following up with me consistently. His patience is commendable and he knows when to “remind” me to try the application again yet without pestering me (J) since 2020.
Considering the number of times I said no to him or I forgot to reply him as I was in the middle of meetings, many would have given up following up, but not Keson.
Once Keson was able to convince me to submit the application again, the entire process was fast and painless as the SME Capital Team execute the application process seamlessly.
The Loan is a “lifeline” for many SMEs owners like me who is drastically affected by the Covid pandemic and the lengthy recovery period. I also like to thank Vincent for very actively assisting me personally along the entire application process.
Thank you.
Your Sincerely,
E.C.
To share my experienc when taking a loan with SME CAPITAL GROUP.
SME CAPITAL GROUP will be my first choice when getting a loan for my business. Mr. Stanley Tan, professional assistance in this field, apply faster for my business, and secure the loan from the bank. With the hard work and his network in this area, I can run my business smoothly without having to, search and investigate the matter.
At the same time, I also introduced my business partners to him, and they also obtained the loans as fast as I am, thanks to SME CAPITAL GROUP!
ERIC CHAN
Director
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.