Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
We tried to get a business loan for our business expansion from a few money lenders before. Very exhausted to fulfilling their requirements then received answer was always ‘NO’. SME Capital team able to simplify our issues and manage to get additional funds from various lenders to supports our business grow.
Now we strongly feel that SME Capital as a catalyst for business growth.
Testimonial of Simon Seah (SME Capital Group Pte Ltd)
I’m very appreciate for your patience guiding me throughout the TBL – Temporary Bridging Loan from the banks. Your teams had been working out and have advised me to build up my company bank statements for the next 2 months and after 2 months I got my approvals from Maybank and the funds was disbursed within one month. Will look forward for my company future expansion and will look for you for more funds.
Robert Chan
With the help and guidance from Kriz Tan and her company SME Capital Group PL, my business loan application was a breeze without having me to lift a fingers.
All the paperwork was done very professionally from filling in the many application forms to submission and finally getting the loan approved and the funds disbursed.
So glad to have Kriz Tan as my loan consultant who journey with me throughout the application process,
Thank You
Pandiyan
Managing Director
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.










