Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
When I was approached by Vincent, I had already applied for a loan from my operating bank, but still, I gave him a chance to serve… To my surprise, two weeks later he drops by my place with a banker and he manages to get double the loan amount than my operating bank can offer… Now, whenever comes to loan matter, SME Capital Group will be the first choice on my mind. I’ve shared this experience with friends and associate,they are all very pleased to work with him and his team. Thanks to Vincent, you are great!
With the help and guidance from Kriz Tan and her company SME Capital Group PL, my business loan application was a breeze without having me to lift a fingers.
All the paperwork was done very professionally from filling in the many application forms to submission and finally getting the loan approved and the funds disbursed.
So glad to have Kriz Tan as my loan consultant who journey with me throughout the application process,
Thank You
Pandiyan
Managing Director
I am very satisfied with the service and capability of SME Capital Group Pte Ltd in assisting me with our company expansion. They are trustworthy , reliable and responsible .
Special mention to Vivienne ( Loan Consultant) who approached me in Mar 2022 for the TBL. She was extremely patient and helpful in explaining the criteria for the loan and following up and constantly updating me with the progress.
Application was hassle free working with her and approval was fast also.
I would strongly recommend SME Capital Group to fellow business owners.
Thank You
Mr Ramupillai Amirthalingam
Director
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.










