Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
I have come to know SME Capital Group in 2018 when they successfully get my loan approved for my two working capital companies. I was amazed by their proper workflow and in-depth study of my financial situation and a group of dedicated members. I must say they are very professional, from bringing bankers, guiding me, submitting all the necessary documents to their invaluable advice, never fail to obtain the result I expected. I’ll continue to support them by introducing SME owners where the loan application is concerned. Thank you, Vincent!
The efficient team in getting a loan approved with the fastest turn around time! Kudos to Vincent, Alice & Derica 👍 Retaining customers are their key to success!
We tried to get a business loan for our business expansion from a few money lenders before. Very exhausted to fulfilling their requirements then received answer was always ‘NO’. SME Capital team able to simplify our issues and manage to get additional funds from various lenders to supports our business grow.
Now we strongly feel that SME Capital as a catalyst for business growth.
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.










