Our Services
Business Loan
We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.
Trade Loan
We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).
Working Capital Loan
We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.
Machinery Loan
We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.
Property Loan
We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.
Who Is Eligible
- Sole-Proprietor
- Property Ownership
- Partnerships
- Private Limited Companies
- Unlisted Public Listed Companies
Testimonials
When I was approached by Vincent, I had already applied for a loan from my operating bank, but still, I gave him a chance to serve… To my surprise, two weeks later he drops by my place with a banker and he manages to get double the loan amount than my operating bank can offer… Now, whenever comes to loan matter, SME Capital Group will be the first choice on my mind. I’ve shared this experience with friends and associate,they are all very pleased to work with him and his team. Thanks to Vincent, you are great!
I would like to commend Kriz on her exemplary work ethic and relentless drive.
She has tirelessly helped my company in its search for a banking load in order to purchase its premises. She showed great initiative in sourcing all possible channels options.
Norbert Liew
Director
Thank you SME CAPITAL GROUP for providing great financial advises and opportunities to grow our financial portfolio. A huge shout out to Vincent, Florence, Eric and Alice for going the extra mile to service our accounts. Constantly providing prompt updates and replies!
Trustworthy and Responsible! Thank you SME CAPITAL.
Glen Ang
Why Choose Us
At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.










