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Providing SMART & RESOUNDING
Financial Services

We work closely with local and international banks to facilitate loans for Small and Medium-sized Enterprises (SME). With zero upfront fees and an experienced team of business advisors, we help companies with their growth financing.

Our Services

Business Loan

We provide a variety of business loans that include installment loans, overdraft loans, fixed-term business loans, invoice loans and equity loans.

Trade Loan

We offer a spectrum of trade loans and facilities that include letter of credit (LC) as well as trust receipts (TR).

Working Capital Loan

We offer working capital loans including secured or unsecured loans, line of credit, short-term loans and sales orders loans.

Machinery Loan

We provide financing solutions for a wide range of machinery, vessel and vehicle purchasing needs with attractive interest rates and flexible repayment periods.

Property Loan

We offer a versatile range of property loan packages, from fixed and floating rates to CPF OA rates. Our loans include refinancing loans, bridging loans, renovation loans and commercial property loans.

Who Is Eligible

  • Sole-Proprietor
  • Property Ownership
  • Partnerships
  • Private Limited Companies
  • Unlisted Public Listed Companies

Testimonials

16th November 2022

Attn : SME Capital Group Pte Ltd Management Team

 

Testimonial For Excellent Service 

This is a letter to express my appreciation for their excellent service provided to my company business loan application. As a sole proprietor, it is a challenge in obtaining loan from Banks and Financial Institutions on our own effort. 

Mr Simon Yan from your esteem company approached me for Temporary Bridging loan application in November 2021, I’ve agreed with doubts if it will be possible as we received disbursement from OCBC bank only few months ago. I was impressed by the systematic approach to my application, having analysed our submitted supporting documents, we were advised to delay the application submission to banks by 2 months and build-up some weakness in our documentations to strengthen the success rate. When the application was submitted to bank officially, the approval and disbursement of loan amount was completed within one month (extremely fast). 

As I was typing this letter, SME Capital has again ensure our new loan application approved and fund disbursed in extremely fast manner (less than one month). The entire process was smooth, hassle-free and updates to my loan application was constantly informed to me. 

We look forward to grow our business together in future and wish SME Capital Holdings Pte Ltd achieve greater success in coming years. 

Regards 

Gregory Goh
Director 

Gregory Goh 

The efficient team in getting a loan approved with the fastest turn around time! Kudos to Vincent, Alice & Derica 👍 Retaining customers are their key to success!

Sally Chew

Business Owner

My son sought your services to advise him on his financial requirements. He started his advertising activities and registered his business in December 2017. Since that time he had several meetings with the expertise in SME Capital Group Pte Ltd. They have assisted him to look beyond his current standing and via their network and collaboration activities, my son’s business has scaled up and he is feeling really good that all his milestones have been achieved in a very professional manner. I am totally at ease that he has found the right partnership and he has made the right connections with the best loan Advisory outfit in Singapore. The astute advice which they have given, always engaging and leaving no stones unturned at every stage, we are never in doubt of their professional acumen. Go to SME Capital Group Pte Ltd – they care about you and will help you with your funding requirements.

Helen Goh

Administrator

Why Choose Us

At SME Capital, we are customer-centric have a long track record of financing companies across the various industries. Our pricing is based on value and we focus on maximizing the amount of money you receive no matter the purpose of the loan.